Creating Wealth, the Sure Way
From:Lee Hoy Chin,
This letter tells about the old story of financial freedom and how to achieve it. This is not unit trust, not another get-rich-fast scheme. It has nothing to do with direct selling, multilevel marketing or forex trading, or stock buying tactics.
Many of my friends thought that hedge fund is associated with stocks. Yes there are, but this one I am mentioning here has nothing to do with stock.
It has nothing doing with marketing. You don’t have to see people if you don’t like it. Even if you don’t see people and just by investing your money you can see your money grows and make you rich.
It is definitely not internet investment where the owner is hiding behind curtain ready to trap you down anytime when he has earned enough.
This is real investment in the sense that it fulfills two very important requirements we cannot afford to ignore.
Firstly, you invest on a real and profitable project and they guaranteed you how much return you are going to get and when to get it.
Secondly, there is a mechanism to protect your investment. Not verbally, but through the umbrella of a foundation regulated by the security commission of a nation. This is something new to our fellow Malaysians—it shows how backwards we are financially.
Please read everything I am going to say below for this is going to give a profound benefit to your life—hopefully my article did not bored you!
My struggle to make ends meet
Let’s begins with what I have done. If I have not done it myself and invested adequately how can I ask you to do the same?
When I was working with the newspaper for 11 years in Johor Bahru and 5 years before that in Kelantan, I thought there was no hope for me to achieve financial freedom.
At the end of every month when the salary is banked to my account I would immediately draw a big portion of it and spent it on my bills in order to keep my decent living standard going.
I had a great dream which will give real value to my life and I was very enthusiastic about it.
Unfortunately, I had no time to work on it. I had to spend something like 10 hours a day on my job assignments in order to get paid. You probably can’t imagine how painful my heart was when I realized that for a small paycheck I was asked to fulfill somebody’s dream and abandoned my own.
To get out of this dilemma I must, above all, find a way to achieve financial freedom.
It came a time I could bear no more and I left the job abruptly a few years before retirement age. I grabbed a few opportunities that came to me and worked on them. It was hard time for me but I was happier than before because I knew I was working for myself.
To cut the story short, it was during this time I came to know about this investment opportunity. I felt consoled in my heart for I did not turn down the offer for mere fear and ignorance.
I have never thought that the little money I had with the EPF account can do me so much favor when put to right use. This amount which I had saved little by little for 16 years became solvent at the time I needed it to work me.
My monthly expense was around RM2,500, and the bank interest was 3% per annum. To rely on bank interest for that income I needed RM1.0 million in my account. I only had 10% of it. I will consume all the interest within one month and start using the principle. My retirement plan was indeed in the blue.
But among my colleagues who has RM1.0 million EPF savings when they retire? None of them has this.
To my surprise, this hedge fund investment opportunity solved my problem. It gave me 30% return per annum; payable in smaller amounts each month. Which means the annual return for an investment of RM100, 000 is RM30, 000 a year or RM2,500 a month, just nice.
After some serious investigation I invested a major portion of my retirement fund to this legitimate scheme.
I also moved some my life insurance cash value to this investment in order to create the necessary premium for me to pay my policy premium.
The policy loan was 8% per annum but I did not worry very much. For my investment return was 30%. I still have 22% as surplus.
This was how I managed to achieve financial freedom upon retirement and was truly happy because now I am free to work on my plan that will add more value to my life.
My Search and My Finding
I hate hedge fund just as I hate the stock market. Over the years I have lose thousands of ringgit in the buying of stocks and earned nothing. I was told that hedge fund was another form of stock investment, there was no different except it was more risky.
If you emotionally dumped in all your money but in due time all of it was evaporated, the so-called “high return” was nothing but bait that enticed you into their trap.
This was one of the most profitable investment plans I had ever come across, but I was cool enough not to jump straight into it. I conducted a search independently in order to erase every trace of suspicion still lingered in my mind.
It was common in Malaysia where people invested in some schemes launched by the so-called big corporations, and suddenly one day they found the luxurious office was closed and their moneys siphoned elsewhere without their knowledge. Then their faces appeared on the newspapers with the accusation that the company had a paid-up capital of mere a dollar.
The story, in this case, was different. There was a capital protection mechanism to protect the investment from asset dislocation and avoid the action of creditors. The dividend we received enjoyed tax incentive and was a convenience tool for asset heritage.
This protective mechanism was a foundation registered with The Republic of Panama and regulated by the Panama Government.
I found an independent website and check out the availability of this Panama Foundation whose name was “Latin America Private Interest Foundation, LAPIF” in short. This showed it existed and was not any made-up name.
The second thing I wanted to know was how the income was being generated. I found that it was definitely not a money game for the company who managed the business was a legitimate hedge fund company UniCap Asia Ltd, S.A. The Company managed a profitable business of agar-wood plantation and paid out the dividends as promised.
I conducted a similar search in the same site under Company Search and found that it also existed. Its name also appeared in the Hedge Fund Association website.
Basically this was how it worked: The owners of the business passed it over to Unicap Asia to manage it by means of a hedge fund platform. The hedge fund manager set up a protective umbrella within the Foundation and transferred the asset into it, thus enjoyed the said privileges under the laws. As small investors, (USD1,000 at least), too, enjoyed and felt relief under this arrangement.
Don’t believe everything I said. Find out the truth yourself.
The banks give 3% interest for decade and the inflation rate is near 5%. The unit trust return is less than 15% average. If you ignore this where can you find another place to invest?
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For the past two and a half year I have been comfortably receiving my investment return every month with delay and encounter no problem at all. I have been using this money to pay my insurance premium, educational for my kids, my travelling as well as my daily expenses. There are a couple of friends gradually become interested in this plan and they too either became investors or Portfolio Advisors and happily enjoy the creation of wealth as I do. For your private information and intimate reference I have put up the screenshot of the investment history which show the returns from which you can verify the validity of my claim. Click here to view.
If you want to go further to enjoy the benefit of this plan, CLICK HERE.